Interest-rate analytics

Understand interest rates. Understand your money.

Interactive tools for comparing cash returns, interest-rate risk and portfolio outcomes across different rate environments.

Explore Cash to Capital Start a Simulation

Educational analytics only. Not investment advice or a guarantee of returns.

Here’s what $100,000 could earn across checking and savings, broker cash, money-market funds, Treasury bills, long Treasuries and an interest-rate strategy overlay.

Three questions for every investment: Return, Liquidity and Risk.

Cash to Capital

Same $100,000. Very different outcomes.

Follow the same capital from idle cash to Treasuries and then to an interest-rate strategy overlay.

Step 1Checking

~0%

Step 2Broker Cash

~3%

Step 3T-Bills

~4%

Step 4Long Bonds

~5%+

Step 5T-Bills + Overlay

8–9%*

Run Cash to Capital

Illustrative return composition

Return from collateral and strategy.

Short-term U.S. Treasury income provides the foundation, while a proprietary strategy sleeve adds variable, scenario-dependent return potential.

Illustrative total returnBase collateral income + variable strategy contribution

Illustrative total≈8.5%

≈4.0%Treasury income

≈4.5%Strategy potential

Engine 1 · High-quality collateral income

Short-term U.S. Treasuries provide base income and remain the foundation of the portfolio.

Engine 2 · Scenario-dependent return potential

A proprietary strategy sleeve adds variable return potential while the underlying implementation remains private.

Illustrative concept: collateral return + variable strategy P&L.Strategy returns vary by market path and are not guaranteed.

Explore Strategy Analytics

Explore RatesLab

Learn. Analyze. Simulate.

Use RatesLab to build intuition, compare rate scenarios and track a virtual portfolio forward.

01 · LEARN

Understand how rates affect your money

Build intuition for yield, bond prices, duration, mark-to-market and interest-rate risk before using the models.

Start learning

02 · ANALYZE

Explore outcomes across rate scenarios

Compare cash and Treasury instruments, then analyze Core and Defensive strategy profiles across modeled Federal Reserve paths.

Cash Analytics Strategy Analytics

03 · SIMULATE

Track a virtual portfolio forward

Create a virtual portfolio with your chosen capital, risk budget, strategy and policy-rate thesis.

Open Simulation Lab

Deeper analysis should make finance clearer, not more confusing.

“What am I earning? How liquid is my money? What risk am I actually taking?”

Learn

Start simple. Go as deep as you want.

Why interest rates matterMortgages, savings, debt and investments.

What is a Treasury bill?Short-term government borrowing in plain English.

Why bond prices fallDuration without the unnecessary jargon.

How rate benchmarks workHow markets anchor and price short-term interest rates.

Open the learning hub