:root{
  --bg:#f4f7fb;--card:#fff;--ink:#0b1b3a;--muted:#627188;--line:#dde6f0;
  --blue:#1769e8;--blue2:#0e55c6;--green:#0a9f6e;--red:#e64b4b;
  --purple:#6a52db;--amber:#e9a027;--shadow:0 14px 40px rgba(17,45,83,.08)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;background:
  radial-gradient(circle at 85% 5%,rgba(23,105,232,.09),transparent 28%),
  radial-gradient(circle at 5% 20%,rgba(106,82,219,.06),transparent 24%),
  var(--bg);
  color:var(--ink);
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif
}
a{text-decoration:none;color:inherit}
button,input,select{font:inherit}
header{
  position:sticky;top:0;z-index:30;background:rgba(255,255,255,.94);
  backdrop-filter:blur(12px);border-bottom:1px solid var(--line)
}
.nav{
  max-width:1240px;margin:auto;height:72px;padding:0 20px;display:flex;
  align-items:center;justify-content:space-between;gap:20px
}
.brand{font-size:25px;font-weight:950;letter-spacing:-.9px;color:#0b3da4}
.navlinks{display:flex;gap:24px;color:#43536b;font-size:14px;align-items:center}
.navlinks a:hover{color:var(--blue)}
.navcta{
  background:var(--blue);color:#fff;padding:10px 16px;border-radius:11px;
  font-weight:850;box-shadow:0 7px 20px rgba(23,105,232,.20)
}
.shell{max-width:1240px;margin:auto;padding:0 20px}
.hero{padding:66px 0 38px}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:42px;align-items:center}
.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.09em;font-weight:900;color:#4b6ca0}
h1{font-size:58px;line-height:1;letter-spacing:-2.5px;margin:8px 0 18px}
h2{font-size:39px;letter-spacing:-1.4px;margin:7px 0 10px}
h3{letter-spacing:-.3px}
.lead{font-size:18px;line-height:1.6;color:var(--muted);max-width:820px}
.muted{color:var(--muted)}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 17px;border-radius:12px;font-weight:900;border:1px solid transparent}
.btn.primary{background:var(--blue);color:#fff}
.btn.secondary{background:#fff;border-color:var(--line);color:#2d3f5b}
.section{padding:45px 0}
.card{
  background:#fff;border:1px solid var(--line);border-radius:18px;
  padding:20px;box-shadow:0 8px 28px rgba(17,45,83,.05)
}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.icon{width:42px;height:42px;border-radius:13px;display:grid;place-items:center;color:#fff;font-weight:950;margin-bottom:12px}
.blue{background:var(--blue)}.greenbg{background:var(--green)}.purplebg{background:var(--purple)}
.note{background:#eef6ff;border:1px solid #d6e7fb;border-radius:12px;padding:11px 13px;font-size:12px;line-height:1.5;color:#3e5671}
.warning{background:#fff9e9;border:1px solid #ecd69d;color:#614e1f}
.footer{
  max-width:1240px;margin:auto;padding:25px 20px;display:flex;justify-content:space-between;
  gap:25px;color:#6a788c;font-size:12px
}
footer{margin-top:40px;border-top:1px solid var(--line);background:#fff}
.tool-title{font-size:27px;margin:0 0 5px}
.shared-capital{
  background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:18px;
  padding:17px;display:grid;grid-template-columns:1fr 1.4fr;gap:18px;align-items:center
}
.money{display:flex;align-items:center;border:1px solid #ccd8e7;background:#fff;border-radius:12px;padding:8px 12px}
.money span{font-size:26px;font-weight:900;margin-right:7px}
.money input{font-size:26px;font-weight:900;border:0;outline:0;width:100%;color:var(--ink)}
.quick{display:flex;gap:7px;flex-wrap:wrap;margin-top:8px}
.quick button{border:1px solid var(--line);background:#fff;border-radius:9px;padding:7px 10px;cursor:pointer;color:#55657d}
.quick button.active{background:var(--blue);border-color:var(--blue);color:#fff}
.control-panel{
  margin-top:16px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);
  border-radius:18px;padding:17px;display:grid;grid-template-columns:1.2fr 1fr;gap:15px
}
.control{background:#f8fbff;border:1px solid var(--line);border-radius:13px;padding:13px}
.label{font-size:11px;font-weight:900;color:#50617a;text-transform:uppercase;letter-spacing:.04em;margin-bottom:7px}
.slider-head{display:flex;justify-content:space-between;align-items:center;gap:12px}
.chip{background:var(--purple);color:#fff;border-radius:8px;padding:5px 8px;font-weight:900;font-size:12px}
input[type=range]{width:100%;accent-color:var(--purple);margin:10px 0 1px}
.ticks{display:flex;justify-content:space-between;color:#77859a;font-size:10px}
.help{font-size:11px;color:#6b7a90;margin-top:7px;line-height:1.45}
select{width:100%;border:1px solid #ccd8e7;border-radius:10px;padding:10px;background:#fff;color:var(--ink);font-weight:700}
.tabs{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:16px 0}
.tabs button{border:1px solid var(--line);background:#fff;border-radius:10px;padding:11px;font-weight:900;color:#55657d;cursor:pointer}
.tabs button.active{background:var(--blue);border-color:var(--blue);color:#fff}
.tabs button.risk.active{background:var(--purple);border-color:var(--purple)}
.tabs button.total.active{background:var(--green);border-color:var(--green)}
.context{display:flex;justify-content:space-between;gap:16px;align-items:flex-start;margin:14px 0}
.context h3{font-size:26px;margin:0;letter-spacing:-.6px}
.context p{margin:5px 0 0;color:var(--muted)}
.context .note{max-width:390px}
.table-card{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;box-shadow:var(--shadow)}
.table-scroll{overflow-x:auto}
table{width:100%;border-collapse:collapse;min-width:900px}
th{background:#f7faff;color:#6a788c;font-size:10px;text-transform:uppercase;letter-spacing:.04em;padding:11px;text-align:right;border-bottom:1px solid var(--line)}
th:first-child,td:first-child{text-align:left}
td{font-size:12px;padding:12px 11px;text-align:right;border-bottom:1px solid #edf2f7}
tbody tr:hover,tbody tr.selected{background:#eef4ff}
.prod{font-weight:800}
.bar{display:inline-block;width:85px;height:9px;background:#edf2f8;border-radius:99px;overflow:hidden;margin-left:7px;vertical-align:middle}
.fill{height:100%;background:var(--blue);border-radius:99px}
.fill.red{background:var(--red)}.fill.green{background:var(--green)}
.pos{color:var(--green)}.neg{color:var(--red)}.purpletext{color:var(--purple)}
.kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:11px;margin:12px 0}
.kpi{background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px;box-shadow:0 5px 17px rgba(22,50,86,.05)}
.kpi small{display:block;color:#6c7a90;font-weight:700;margin-bottom:5px}
.kpi strong{font-size:22px;letter-spacing:-.5px}
.mini{font-size:10px;color:#7c899b;margin-top:5px}
.two{display:grid;grid-template-columns:1.15fr .85fr;gap:14px}
.breakdown{padding:8px 15px 14px}.rrow{display:grid;grid-template-columns:1fr auto;gap:15px;padding:10px 0;border-bottom:1px solid #edf2f7}.rrow:last-child{border-bottom:0}.rrow span{font-size:12px;color:#586980}
.riskbox{padding:15px}.riskbar{height:13px;background:#edf1f7;border-radius:99px;overflow:hidden;margin:10px 0}.riskfill{height:100%;background:linear-gradient(90deg,#9c8aef,#6850d8);border-radius:99px}
.formula{margin-top:10px;background:#f6f8fc;border:1px solid var(--line);border-radius:10px;padding:10px;color:#627188;font-size:11px;line-height:1.5}
.journey{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin-top:24px}
.step{background:#fff;border:1px solid var(--line);border-radius:15px;padding:15px}
.step small{display:block;color:#78869a;margin-bottom:4px}.step b{display:block}.step .r{font-size:23px;font-weight:950;color:#245ca8;margin-top:7px}.step.last{background:#f5f1ff}.step.last .r{color:var(--purple)}
.learn-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:20px}
.learn-card{background:#fff;border:1px solid var(--line);border-radius:15px;padding:16px}
.learn-card b{display:block;margin-bottom:5px}.learn-card span{font-size:12px;color:var(--muted);line-height:1.45}
.method-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:20px}
pre{white-space:pre-wrap;background:#0b1b3a;color:#dce7f6;padding:16px;border-radius:14px;overflow:auto}
.data-status{font-size:11px;color:#50647e;background:#eef7ff;border:1px solid #cfe2f7;border-radius:999px;padding:7px 10px;display:inline-block}

.scenario-key{margin-top:15px;background:linear-gradient(180deg,#f8fbff,#f2f7fd);border:1px solid #d7e4f4;border-radius:16px;padding:17px 18px;box-shadow:0 8px 24px rgba(17,45,83,.04)}
.scenario-key-head{display:flex;justify-content:space-between;gap:18px;align-items:flex-start}
.scenario-key h3{margin:0 0 5px;font-size:17px}
.scenario-key p{margin:0;color:#586980;font-size:12px;line-height:1.55;max-width:920px}
.scenario-chip-grid{display:flex;flex-wrap:wrap;gap:7px;margin-top:13px}
.scenario-chip{display:inline-flex;align-items:center;gap:6px;background:#fff;border:1px solid #d9e3ef;border-radius:999px;padding:6px 9px;font-size:11px;color:#4f6078}
.scenario-chip strong{color:#0b1b3a}
.scenario-types{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px;padding-top:12px;border-top:1px solid #dbe6f2}
.scenario-type{font-size:10px;font-weight:800;border-radius:999px;padding:5px 8px}
.scenario-type.bank{background:#eaf2ff;color:#1458b8}
.scenario-type.fomc{background:#edf8f2;color:#087a54}
.scenario-type.stress{background:#f3efff;color:#6245c8}
.scenario-key-foot{margin-top:10px!important;font-size:11px!important;color:#6c7a8f!important}

@media(max-width:900px){
  .navlinks{display:none}.hero-grid,.shared-capital,.control-panel,.grid2,.grid3,.grid4,.two,.method-grid{grid-template-columns:1fr}
  .kpis{grid-template-columns:1fr 1fr}.journey{grid-template-columns:1fr 1fr}.context{flex-direction:column}.context .note{max-width:none}
  h1{font-size:45px}.learn-grid{grid-template-columns:1fr 1fr}
  .scenario-key-head{flex-direction:column}
}
@media(max-width:600px){
  .shell{padding:0 12px}h1{font-size:36px}h2{font-size:30px}.journey,.learn-grid,.kpis{grid-template-columns:1fr}.footer{flex-direction:column}.tabs button{font-size:10px;padding:9px 5px}
  .scenario-key{padding:14px}.scenario-chip{font-size:10px}
}




/* Landing page visual upgrades — v3 */
.landing-hero{
  padding-top:62px;
  padding-bottom:26px;
}
.landing-hero-copy{
  max-width:900px;
  margin-bottom:34px;
}
.landing-hero-copy h1{
  max-width:900px;
}
.landing-hero-copy .lead{
  max-width:800px;
}

.landing-graphic{
  display:block;
  width:100%;
  height:auto;
  border-radius:22px;
  border:1px solid var(--line);
  box-shadow:var(--shadow);
  background:#fff;
}

.earnings-graphic{
  max-width:1180px;
  margin:0 auto;
  overflow:hidden;
  transition:transform .18s ease, box-shadow .18s ease;
}
.earnings-graphic:hover{
  transform:translateY(-2px);
  box-shadow:0 18px 46px rgba(17,45,83,.13);
}
.earnings-graphic img{
  display:block;
  width:100%;
  height:auto;
}

.framework-graphic-section{
  padding-top:30px;
  padding-bottom:34px;
}
.framework-graphic{
  max-width:1180px;
  margin:0 auto;
  object-fit:contain;
}

@media(max-width:900px){
  .landing-hero{
    padding-top:44px;
  }
  .landing-hero-copy{
    margin-bottom:24px;
  }
  .landing-graphic{
    border-radius:16px;
  }
}

@media(max-width:600px){
  .landing-graphic{
    border-radius:12px;
  }
  .framework-graphic-section{
    padding-top:18px;
    padding-bottom:20px;
  }
}